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Cost of Borrowing (Trust and Loan Companies) Regulations (SOR/2001-104)

Regulations are current to 2024-10-30 and last amended on 2020-03-16. Previous Versions

SCHEDULE 3(Subsections 6(2.1) and (2.2))

Information Box — Credit Agreement for a Line of Credit Referred to in Subsection 10(1)

Initial Credit Limit(Indicate the initial credit limit, if it is known on the date of the disclosure statement.)
Annual Interest Rate(Indicate the applicable annual interest rate and, if it is a variable rate, provide a brief description of the method for determining it.)
Date from which Interest Is Charged(Indicate the date on and after which interest accrues and provide information respecting the grace period or, if no grace period applies, an indication to that effect.)
Minimum Payment(Indicate the amount of the minimum payment required in each payment period and provide a brief description of the method for determining the amount of the minimum payment.)
Foreign Currency Conversion(Indicate the conversion rate for foreign currency, provide a brief description of how it is determined and indicate the date on which it is applied.)
Annual Fees(Indicate the amount of any non-interest charges that are levied on an annual basis and the date on which they are levied or, if no annual charges are levied, an indication to that effect.)
Other Fees(Provide a list of the types and amounts of any other non-interest charges and indicate the date on which they are applied.)
  • SOR/2009-260, s. 11

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