Canada Disability Benefit Regulations

Marginal note:Basic amount

• 6 (1) The amount (referred to in these Regulations as the “basic amount”) that is payable to a beneficiary for any month for which they are eligible to receive an allocation in a payment period is the amount — rounded to the nearest cent or, if the amount is equidistant from two cents, to the higher of them — determined by the formula

  (($2,400 × A) − B) ÷ 12

  where

  A

  is the indexing factor for the payment period, calculated in accordance with subsection (5); and

  B

  is the reduction based on income, calculated in accordance with whichever of subsections (2) to (4) applies to the beneficiary, taking into account subsection (4.1) if applicable, on the last day of the month that precedes the applicable month.

• Marginal note:Reduction — single beneficiary

  (2) If the beneficiary does not have a cohabiting spouse or common-law partner, the reduction based on income is the greater of zero and the amount determined by the formula

  20% × (C − D − ($23,000 × A))

  where

  C

  is the beneficiary’s adjusted income for the last taxation year that ended before the beginning of the payment period, without taking into account the income of the person who was their cohabiting spouse or common-law partner, if any, at the end of that year;

  D

  is the lesser of

  • (a) the beneficiary’s working income for the last taxation year that ended before the beginning of the payment period, and

  • (b) the product of $10,000 and the indexing factor for the payment period, calculated in accordance with subsection (5); and

  A

  is the indexing factor for the payment period, calculated in accordance with subsection (5).

• Marginal note:Reduction — non-beneficiary spouse or partner

  (3) If the beneficiary has a cohabiting spouse or common-law partner who is not a beneficiary, the reduction based on income is the greater of zero and the amount determined by the formula

  20% × (E − F − ($32,500 × A))

  where

  E

  is the beneficiary’s adjusted income for the last taxation year that ended before the beginning of the payment period or, if their current cohabiting spouse or common-law partner was not their cohabiting spouse or common-law partner at the end of that year, the amount that would have been the beneficiary’s adjusted income if their current cohabiting spouse or common-law partner had been their cohabiting spouse or common-law partner at the end of that year;

  F

  is the lesser of

  • (a) the sum of the beneficiary’s working income for the last taxation year that ended before the beginning of the payment period and that of their cohabiting spouse or common-law partner, and

  • (b) the product of $14,000 and the indexing factor for the payment period, calculated in accordance with subsection (5); and

  A

  is the indexing factor for the payment period, calculated in accordance with subsection (5).

• Marginal note:Reduction — beneficiary spouse or partner

  (4) If the beneficiary has a cohabiting spouse or common-law partner who is also a beneficiary, the reduction based on income is the greater of zero and the amount determined by the formula

  10% × (E − F − ($32,500 × A))

  where

  E

  is the beneficiary’s adjusted income for the last taxation year that ended before the beginning of the payment period or, if their current cohabiting spouse or common-law partner was not their cohabiting spouse or common-law partner at the end of that year, the amount that would have been the beneficiary’s adjusted income if their current cohabiting spouse or common-law partner had been their cohabiting spouse or common-law partner at the end of that year;

  F

  is the lesser of

  • (a) the sum of the beneficiary’s working income for the last taxation year that ended before the beginning of the payment period and that of their cohabiting spouse or common-law partner, and

  • (b) the product of $14,000 and the indexing factor for the payment period, calculated in accordance with subsection (5); and

  A

  is the indexing factor for the payment period, calculated in accordance with subsection (5).

• Marginal note:Reduction — waiver

  (4.1) If the Minister waives the condition set out in subsection 2(4), the reduction based on income is calculated in accordance with subsection (2) as if the beneficiary does not have a cohabiting spouse or common-law partner.

• Marginal note:Indexing factor

  (5) The indexing factor for a payment period is the amount determined by the formula

  CPI_max ÷ CPI₂₀₂₄

  where

  CPI_max

  is the highest Consumer Price Index for any calendar year beginning with 2024 and ending with the last calendar year that ended before the beginning of the payment period; and

  CPI₂₀₂₄

  is the Consumer Price Index for 2024.

• Marginal note:Consumer Price Index

  (6) For the purpose of subsection (5), a reference to the Consumer Price Index for a calendar year is a reference to the all-items Consumer Price Index for Canada, annual average, not seasonally adjusted, for that year, as published by Statistics Canada under the authority of the Statistics Act.

• Marginal note:Definitions

  (7) The following definitions apply in this section.

  adjusted income

  adjusted income has the same meaning as in section 122.6 of the Income Tax Act. (revenu modifié)

  working income

  working income, of an individual for a given taxation year, means the total of

  • (a) the amounts referred to in paragraphs (a) and (b) of the definition working income in subsection 122.7(1) of the Income Tax Act, and

  • (b) the total of the following types of business income:

    • (i) net farming income,

    • (ii) net fishing income,

    • (iii) net professional income,

    • (iv) net commission income, and

    • (v) other net business income. (revenu de travail)