Royal Canadian Mounted Police Superannuation Act

Marginal note:Benefits payable on retirement

• 11 (1) A contributor who, having reached retirement age, ceases to be a member of the Force for any reason other than disability or misconduct is entitled to a benefit determined as follows:

  • (a) if he has served in the Force for less than ten years, he is entitled to

    • (i) a return of contributions, or

    • (ii) a cash termination allowance,

    whichever is the greater; and

  • (b) if he has served in the Force for ten or more years, he is entitled to an immediate annuity.

• Marginal note:Retirement due to disability

  (2) A contributor who is compulsorily retired from the Force by reason of having become disabled is entitled to a benefit determined as follows:

  • (a) if he has to his credit less than ten years of pensionable service, he is entitled to

    • (i) a return of contributions, or

    • (ii) a cash termination allowance,

    whichever is the greater; and

  • (b) if he has to his credit ten or more years of pensionable service, he is entitled to an immediate annuity.

• Marginal note:Retirement to promote economy or efficiency

  (3) A contributor who, not having reached retirement age, is compulsorily retired from the Force to promote economy or efficiency is entitled to a benefit determined as follows:

  • (a) if he has served in the Force for less than ten years, he is entitled to a return of contributions;

  • (b) if he has served in the Force for ten or more years but less than twenty years, he is entitled to

    • (i) a return of contributions,

    • (ii) a deferred annuity, or

    • (iii) in the case of a contributor whose retirement is due to a reduction in the total number of members of the Force, and in any other case in the discretion of the Treasury Board, an immediate annuity, reduced, until such time as the contributor reaches sixty-five years of age but not thereafter, by five per cent for each full year not exceeding six by which the period of his service in the Force is less than twenty years,

    at his option; and

  • (c) if he has served in the Force for twenty or more years, he is entitled to an immediate annuity.

• Marginal note:Dismissal for misconduct

  (4) A contributor who is compulsorily retired from the Force by reason of misconduct is entitled to

  • (a) a return of contributions; or

  • (b) in the discretion of the Treasury Board, the whole or any part specified by the Treasury Board of any benefit to which he would have been entitled under this section if

    • (i) in the case of a contributor who at the time of his retirement had reached retirement age, he had ceased to be a member of the Force for any reason other than disability or misconduct, or

    • (ii) in the case of a contributor who at the time of his retirement had not reached retirement age, he had been compulsorily retired from the Force to promote economy or efficiency due to a reduction in the total number of members of the Force,

    except that in no case shall the capitalized value thereof be less than the amount of the return of contributions referred to in paragraph (a).

• Marginal note:Retirement for other reasons

  (5) A contributor who, not having reached retirement age, ceases to be a member of the Force for any reason other than disability, misconduct or to promote economy or efficiency is entitled to a benefit determined as follows:

  • (a) if the contributor has served in the Force for less than ten years, the contributor is entitled to a return of contributions;

  • (b) if the contributor has served in the Force for ten or more years but less than twenty years, the contributor is entitled to a return of contributions or a deferred annuity at the contributor’s option;

  • (c) if the contributor has served in the Force for twenty or more years but less than twenty-five years, the contributor is entitled to an annual allowance payable immediately on the contributor ceasing to be a member of the Force reduced by five per cent for each full year by which

    • (i) the period of the contributor’s service in the Force is less than twenty-five years, or

    • (ii) the contributor’s age at the time of retirement is less than the retirement age applicable to the contributor’s rank,

    whichever is the lesser; and

  • (d) if the contributor has served in the Force for twenty-five years or more, the contributor is entitled to an immediate annuity.

• Marginal note:Where period of engagement expired

  (6) For the purposes of this section,

  • (a) a member of the Force who is retired from the Force on the expiration of a period of engagement shall be deemed to have retired from the Force

    • (i) compulsorily, if he offered to re-engage in the Force on the expiration of that period and his offer was refused, and

    • (ii) voluntarily, if he did not offer to re-engage in the Force on the expiration of that period; and

  • (b) a member of the Force not holding a rank in the Force is entitled to an immediate annuity if that person has served in the Force for thirty-five years or more or, in any other case, to a benefit described in subsection (7), (8), (9) or (10).

• Marginal note:Benefits payable on retirement

  (7) Where a contributor who is a member of the Force not holding a rank in the Force, having reached retirement age, ceases to be a member of the Force for any reason other than misconduct, he is entitled,

  • (a) if at the time he ceases to be a member of the Force he has to his credit less than five years of pensionable service, to a return of contributions; and

  • (b) if at the time he ceases to be a member of the Force he has to his credit five or more years of pensionable service, to an immediate annuity.

• Marginal note:Retirement due to disability

  (8) Where a contributor who is a member of the Force not holding a rank in the Force is compulsorily retired from the force by reason of having become disabled, he is entitled,

  • (a) if at the time he is so compulsorily retired he has to his credit less than five years of pensionable service, to

    • (i) a return of contributions, or

    • (ii) a cash termination allowance,

    whichever is the greater; and

  • (b) if at the time he is so compulsorily retired he has to his credit five or more years of pensionable service, to an immediate annuity.

• Marginal note:Contributors with five or more years of service in the Force

  (9) Where a contributor who is a member of the Force not holding a rank in the Force ceases, after having served less than thirty-five years but not less than five years in the Force, to be a member of the Force, for any reason other than disability or misconduct, he is entitled,

  • (a) if at the time he ceases to be a member of the Force he has reached fifty-five years of age and has to his credit not less than thirty years of pensionable service, to an annuity payable immediately on his ceasing to be a member of the Force; or

  • (b) in any other case, at his option,

    • (i) to a deferred annuity, or

    • (ii) if at the time he ceases to be a member of the Force he has reached fifty years of age and has to his credit not less than twenty-five years of pensionable service, to an annual allowance, payable immediately on his exercising his option, equal to the amount of the deferred annuity referred to in subparagraph (i) reduced by the product obtained by multiplying five per cent of the amount of that annuity by

      • (A) fifty-five minus his age in years, to the nearest one-tenth of a year, at the time he exercises his option, or

      • (B) thirty minus the number of years, to the nearest one-tenth of a year, of pensionable service to his credit,

      whichever is the greater,

    • (iii) if at the time he ceases to be a member of the Force, he has reached fifty-five years of age, has been a member of the Force for a period of or for periods totalling at least ten years and does not voluntarily cease to be a member of the Force, to an annual allowance, payable immediately on his so ceasing to be a member of the Force, equal to the amount of the deferred annuity referred to in subparagraph (i) reduced by the product obtained by multiplying

      • (A) five per cent of the amount of that annuity

        by

      • (B) thirty minus the number of years, to the nearest one-tenth of a year, of pensionable service to his credit,

      except that in any such case the whole or any part of the reduction provided for by this subparagraph may be waived by the Treasury Board,

    • (iv) to an annual allowance, payable

      • (A) immediately on his exercising his option, in the case of a contributor fifty or more years of age, or

      • (B) on his reaching fifty years of age, in the case of a contributor who exercises his option when he is less than fifty years of age,

      which allowance shall be equal to the amount of the deferred annuity referred to in subparagraph (i) reduced by the product obtained by multiplying

      • (C) five per cent of the amount of that annuity

        by

      • (D) sixty minus his age in years, to the nearest one-tenth of a year, at the time the allowance becomes payable, or

    • (v) to a return of contributions.

• Marginal note:Dismissal for misconduct

  (10) Where a contributor who is a member of the Force not holding a rank in the Force is compulsorily retired from the Force by reason of misconduct, he is entitled

  • (a) to a return of contributions; or

  • (b) with the consent of the Treasury Board, to the whole or any part specified by the Treasury Board of any benefit to which he would have been entitled under subparagraph (5)(b)(ii) or under subsection (7), (8) or (9) had he, at the time of his dismissal, ceased to be a member of the Force for a reason other than misconduct, except that in no case shall the capitalized value thereof be less than the return of contributions referred to in paragraph (a).

• Marginal note:Where less than ten years of pensionable service

  (11) Notwithstanding anything in this section, except as provided for in subsection (2), (7), (8), (9) or (10), a contributor who ceases to be a member of the Force, having to his credit less than ten years of pensionable service, is entitled only to a return of contributions.